How to Check if a Car Is on Finance in the UK
Buying a used car without checking for outstanding finance is one of the most common — and costly — mistakes buyers make. Learn how to check and what different finance results mean.
Read moreInstantly check if a car is stolen, written off or has outstanding finance.
A Carpeep check can reveal:
You pay the seller
then discover outstanding finance.
You buy the car
then learn it was written off.
You drive away
then realise it's flagged or stolen.
You pay the seller
then discover outstanding finance.
You buy the car
then learn it was written off.
You drive away
then realise it's flagged or stolen.
Take 30 seconds. Remove the doubt.
Clear answers to the questions that matter before you buy.
No jargon, no clutter. Just a simple report that shows what's fine and what isn't, straight away.
We flag finance, theft, and write-offs instantly, so you avoid buying a repossessed or unsafe car.
All checks included. No upsells or surprises at checkout.
Comprehensive vehicle history reports backed by our data guarantee.
See why people love Carpeep
Clean, visual, and instantly understandable
This vehicle has an active finance agreement, has been written off and has 2 previous owners.
Issues detected
Active agreement with finance provider
Issues detected
Insurance write-off
See all 8 sections in detail
One simple price. No upsells. No surprises.
One simple report covers everything UK car buyers need to know.
Instant overview
See all issues at a glance. Clear warnings highlighted at the top of every report.
Police & status checks
Checks UK police records and vehicle status flags that could affect ownership.
Outstanding agreements
1 in 4 used cars has undisclosed finance. We check against all UK lenders.
Insurance records
Any insurance write-off categories reported by UK insurers, including accident damage.
We pull from official UK databases you can rely on
Stolen vehicle records and security alerts
Outstanding agreements from UK lenders
Write-off categories and accident damage reports
Complete test records, mileage readings, and advisories
Official vehicle registration, tax status, keeper changes, and import/export markers
Everything you need to know about Carpeep vehicle history checks
Join 50,000+ UK drivers who trust Carpeep to reveal the truth about any used car.
We check all UK registered vehicles including Ford, Vauxhall, Volkswagen, BMW, Mercedes, Audi, Nissan, Toyota, Honda, Peugeot, Renault, Hyundai, Kia, Mazda, Skoda, SEAT, Land Rover, Volvo, Mini, Jaguar, Fiat, Citroën, Dacia, Tesla, and more.
Whether you're buying a Ford Fiesta, Volkswagen Golf, BMW 3 Series, or Mercedes C-Class, our reports cover all makes and models registered in the UK.
Checking a Tesla Model 3, Nissan Leaf, or Toyota Prius? We've got you covered with comprehensive checks for electric and hybrid vehicles.
Learn how to spot red flags and avoid costly mistakes
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