Free vs paid car check

Free vs Paid Car Check

Free is fine for a quick look at MOT, tax and basic DVLA details. The checks that protect your money — finance, write-off and stolen markers — sit behind a paid report. Carpeep's is a flat £15 with a £30,000 data guarantee.

Works with:

Included in your report:

  • Finance check
  • Write-off markers
  • Stolen vehicle check
  • Mileage & MOT history
  • Ownership history
  • Vehicle identity

Example Carpeep report

See exactly what Carpeep checks.

This is how the paid report sets out the risk checks a free check leaves out, each result in plain language.

Carpeep report summary

Example snapshot

Example
Outstanding finance
None recorded
CLEAR
Write-off / Cat markers
None recorded
CLEAR
Stolen marker
None recorded
CLEAR
Mileage
Consistent across MOTs
CLEAR
A free check shows only basic DVLA, MOT and tax details — not finance or write-off markers.

Example data shown. Your report will show the recorded history for the reg you check.

What Carpeep makes clear.

Each paid check is laid out in plain language, so you know where the car stands before you commit any money.

Outstanding finance shown plainly

See whether any active finance is recorded against the reg before you pay the seller.

Write-off category & markers

Spot recorded Cat S, Cat N and older write-off markers, with the category set out clearly.

Official data sources

Records come from DVLA, DVSA, police, finance and insurance, backed by our £30,000 data guarantee.

Free vs paid: what each one shows.

Check Free check Paid £15 report
MOT history Yes Yes
Tax status and basic DVLA details Yes Yes
Outstanding finance No Yes
Write-off markers (Cat S, Cat N) No Yes
Stolen markers No Yes
Mileage history analysis Limited Yes

Want the free side first? Run a free car check for MOT and tax, then come back for the rest.

Which one do you actually need?

A free check is enough when

  • You are checking your own car's MOT or tax
  • You are curious about a car you spotted
  • You are not about to pay anyone yet

A paid report is worth it when

  • You are about to pay a deposit or the full price
  • You are buying privately, where there is no comeback
  • You want finance, write-off and stolen markers covered

For a deeper breakdown of every section, see what a full car history check actually includes.

Why paid matters

The paid checks are the ones that protect you.

If a car still has money owed on it, the finance company can have a claim on it even after you pay the seller. If it was written off and put back on the road, that affects safety and value. Free checks do not show either. A full car history check does, and it costs far less than the risk it covers.

Run a full Carpeep report

Free checks are a good first look.

Before you pay for a used car, run a full Carpeep report and read finance, write-off, theft and mileage in one place.

  • No signup
  • £30,000 data guarantee

Where the paid data comes from.

Every Carpeep report draws from official UK data sources. We do not create, edit or estimate any data. We present the records as they are held.

DVLA

Vehicle registration, keeper history, import/export status and vehicle specifications.

DVSA

Full MOT test history including results, advisories, mileage readings at each test and expiry dates.

Insurance industry records

Recorded write-off markers such as Cat A, B, S and N from insurance industry records.

UK finance lenders

Outstanding finance agreements including HP, PCP and conditional sale records.

Police stolen vehicle records

Stolen vehicle markers originating from UK police databases, checked against the registration and VIN.

Vehicle identity checks

VIN and registration cross-referenced to flag plate changes, cloning or identity mismatches.

Frequently asked questions

Is a free car check enough before buying?
A free check is enough for a quick look at MOT and tax. It is not enough before you pay, because free checks do not show outstanding finance, write-off markers or stolen markers.
What can I check for free?
You can check MOT history, tax status and basic DVLA details such as make, model, fuel type and year for free. Carpeep's free car check brings these into one place.
What does a paid car check add?
A paid £15 Carpeep report adds outstanding finance, write-off markers, stolen markers, mileage history and ownership history, backed by a £30,000 data guarantee.
When is a paid car check worth it?
Run a paid check before you pay a deposit, transfer money or travel to view a car. The cost of the report is small next to the cost of buying a car with hidden finance or a hidden write-off.

Check a car before you buy

Don't buy a car you haven't checked.

Free is a good first look. Enter the reg for the paid checks that protect your money before you commit.

  • No account needed
  • Apple Pay accepted
  • £30,000 data guarantee