HPI Check UK
Check outstanding finance, accident history, stolen markers, mileage, MOT history and ownership records in one clear £15 report.
Included in your report:
- Outstanding finance
- Accident / write-off history
- Stolen markers
- Mileage & MOT history
- Keeper history
- Import/export markers
See the key checks before you buy.
This is how the report summary appears: the same finance, write-off, stolen and mileage checks at a glance, so you know what is clear.
Carpeep report summary
Key checks at a glance
Example data shown. Your report will show the recorded history for the reg you check.
An HPI check is a vehicle history check.
Most UK buyers use "HPI check" as shorthand for a vehicle history check. It usually means checking for outstanding finance, accident / write-off history, stolen markers and mileage issues by registration. Carpeep is not HPI Limited. Carpeep is a separate UK vehicle history check provider that gives buyers a clear HPI-style report covering the key risks people usually want to check before buying.
From finance check to full history check.
HPI stands for Hire Purchase Investigation. It originally referred to checking whether a vehicle had outstanding hire purchase finance. Today, an HPI check covers much more, including finance, write-off history, stolen status, mileage and previous keepers.
It is one of the most useful steps you can take before buying a used car. It can help you spot recorded finance, write-off, stolen, mileage and ownership risks that may not be obvious from the advert or a test drive.
Ready to check a car?
Enter the registration to check the car before you pay a deposit or travel to view it.
- Instant results
- All checks included
- £30,000 data guarantee
What does an HPI check include?
A thorough HPI check should cover the key risk areas that affect whether a car is safe to buy. Carpeep includes all of these in one flat £15 report.
Outstanding finance
Check whether outstanding finance is recorded against the vehicle. If finance is still active, a lender may still have an interest connected to the car.
Accident / write-off history
See whether the vehicle has recorded insurance write-off history, including categories such as Cat S and Cat N where available.
Stolen vehicle records
Check whether recorded stolen vehicle markers are linked to the vehicle. A stolen marker can create serious ownership and legal risk for the buyer.
Mileage verification
Review mileage readings from MOT records over time. Inconsistencies or sudden drops can suggest mileage concerns that need investigating.
Previous keepers
See previous keeper information and ownership context. A high number of keepers relative to the car's age can be a useful warning sign.
MOT history
Review past MOT results, failures and advisories. This helps you understand the car's recorded maintenance and roadworthiness history.
Import/export markers
Recorded UK import and export markers where available, useful context for a vehicle that has moved in or out of the country.
Vehicle identity
VIN and registration cross-referenced to help flag plate changes, cloning or identity mismatches.
Why you should run an HPI check.
A used car can look perfect on the outside and still carry recorded risks. Outstanding finance, accident / write-off history, stolen markers, mileage issues and ownership changes can all affect whether the car is worth buying. Running a history check before you pay helps you pause, negotiate or walk away before money changes hands.
Free vs paid HPI checks.
You can get some vehicle information for free. The government's MOT history service shows past test results and mileage readings. Basic registration lookups show tax status and vehicle details. But the checks linked to the biggest buying risks, such as finance, stolen markers and write-off history, rely on lender, insurance and stolen vehicle records. These are normally part of a paid vehicle history check.
Free checks
MOT history and mileage readings, tax status, and basic vehicle details such as colour and engine size.
Full HPI check
Outstanding finance check, recorded stolen vehicle markers, insurance write-off history, mileage and MOT history, plus previous keepers and vehicle details.
One clear report. One flat £15 price.
Carpeep is a modern car history check built for buyers, not subscriptions. One price covers every check, with the key risks summarised first and the full records underneath.
Flat £15, all included
One price covers finance, accident / write-off history, stolen markers, mileage, MOT, keeper history, import/export markers and vehicle identity. No upsells.
No account or subscription
Enter the reg, pay once with Apple Pay or card, and get the report. There is nothing to sign up for and nothing to cancel.
No tiers or add-ons
The £15 report is the full report. There are no cheaper-looking tiers that leave out the checks that matter most.
Modern report, £30,000 guarantee
A clear summary first, deep data without the clutter, and every report backed by our £30,000 data guarantee.
When should you run an HPI check?
Run the check before you pay a deposit, transfer money or invest time arranging a viewing. If a car looks unusually cheap, unusually clean or too good to be true, a history check matters even more. It is especially important when buying privately, where you have fewer protections if something goes wrong. Dealer cars can still benefit from an independent check.
Check the history before you buy.
A car history check is one of the simplest ways to reduce risk when buying a used car. Carpeep gives you the key recorded checks in one clear report, including finance, accident / write-off history, stolen markers, mileage, MOT and ownership history.
Where our data comes from.
Every Carpeep report draws from UK vehicle data sources. We do not create, edit or estimate any data. We present the records as they are held.
DVLA
Vehicle registration, keeper history, import/export status and vehicle specifications.
DVSA
Full MOT test history including results, advisories, mileage readings at each test and expiry dates.
Insurance industry records
Recorded write-off markers such as Cat A, B, S and N from insurance industry records.
UK finance lenders
Recorded outstanding finance agreements, including HP, PCP and conditional sale records where available.
Police stolen vehicle records
Recorded stolen vehicle markers from UK police stolen vehicle records, checked against the registration and vehicle identity data.
Vehicle identity checks
VIN and registration cross-referenced to flag plate changes, cloning or identity mismatches.
HPI Check FAQs
What is an HPI check?
HPI check is the everyday name for a vehicle history check that helps UK buyers spot recorded risks before buying. It usually covers finance, write-off, stolen and mileage records by registration.
Is Carpeep an HPI check?
Carpeep is not HPI Limited. Carpeep is a separate UK provider that gives you an HPI-style vehicle history report covering the same key risks people want to check before buying a car.
What is an HPI-style check?
An HPI-style check is a vehicle history check that covers the records people associate with the term HPI: outstanding finance, write-off history, stolen markers and mileage, alongside MOT and ownership records.
Can I get an HPI check alternative with Carpeep?
Yes. Carpeep is a clear, flat-price HPI check alternative. You get the key risk checks in one £15 report with no subscription and no account.
Is there a free HPI check?
Some basics such as MOT history and tax status are free. The finance, write-off and stolen checks people most associate with an HPI check come from paid records, so a full report is needed for those. You can start with a free car check for the basics.
What does a full Carpeep report check?
Outstanding finance, insurance write-off history, stolen markers, mileage, MOT, tax, owners, import and export status and vehicle identity, all in one report.
Does an HPI-style check show outstanding finance?
Yes. A Carpeep HPI-style check shows recorded outstanding finance. If finance is still owed, the lender may keep an interest in the car even after you buy it.
Does an HPI-style check show write-off history?
Yes. It shows recorded insurance write-off markers such as Cat S and Cat N, plus older Cat C and Cat D categories.
Does an HPI-style check show stolen status?
Yes. The report checks the registration against police stolen vehicle records, so you can avoid a car that may later be seized.
Does Carpeep show mileage history?
Yes. Carpeep shows the mileage recorded at each MOT, so you can see whether the readings track consistently or drop in a way that needs explaining.
Is Carpeep cheaper than traditional HPI-style checks?
Carpeep is a flat £15 with every check included. Traditional providers often charge more or split the checks across tiers, so Carpeep is usually cheaper for a full report.
Why do people call vehicle history reports HPI checks?
HPI stands for Hire Purchase Investigation, the original finance check. The name stuck, so many people now say HPI check when they mean any vehicle history check.
Check the history before you buy.
Enter the registration and get the key facts before you commit to the car.
- Full vehicle history
- No account required
- £30,000 data guarantee